Workers’ Compensation coverage protects MMIA member cities from the risk they may be sued and held legally liable for their actions when employees are injured in the course and scope of their job duties. The Workers’ Compensation Program was the first MMIA program to begin operation in January of 1986. The need for a reasonably priced and effective Workers’ Compensation Program was brought on as a result the commercial market choosing not to cover municipalities due to high risk exposure. An invaluable part of the program is the Workers’ Compensation Claims Unit that adjusts all workers’ compensation claims filed with MMIA member cities.
Today, the Workers' Compensation program has 108 incorporated cities and towns that participate as members.