Municipal Owned
In 1985, Montana’s cities and towns pooled resources to address a need for affordable coverage, creating MMIA. Only Montana cities and towns can participate as member-owners of MMIA’s self-funded pools. Member-owners value the benefits of self-ownership including:
- Electing and appointing the MMIA Board of Directors and committees from among themselves.
- Controlling their own destinies rather than being subject to volatile commercial rate and coverage trends.
- Program earnings over established reserves go back to the pools and member-owners.