Historical Perspective

The availability and affordability of insurance is cyclical. In the mid-1980s, government agencies were experiencing substantial rate increases or cancellations of their liability and workers' compensation coverages. Seeing that a solution from private industry was not an option, the cities and towns of Montana came together to create their own solution, forming the MMIA in 1986. Decades later, the MMIA has successfully grown in scope, expertise, and stability for the benefit of our members.